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y in the latter part of the fateful Year Three, when the overdue crash came, he was best known as a reckless plunger in real estate--this, mind you, at a moment when every third man counted his gains in "front feet", and was shouting himself hoarse at the daily brass-band lot sales. When the bottom fell out in the autumn of Year Three, Kent fell with it, though not altogether as far or as hard as many another. One of his professional hold-fasts--it was the one that afterward became the bread-tackle in the famine time--was his position as local attorney for the railway company. By reason of this he was among the first to have a hint of the impending cataclysm. The Western Pacific, after so long a pause on the banks of Dry Creek, had floated its second mortgage bonds and would presently build on to the capital, leaving Gaston to way-station quietude. Therefore and wherefore---- Kent was not lacking in native shrewdne-
ss or energy. He foresaw, not the pitiable bubble-burst which ensued, indeed, but the certain and inevitable end of the speculative era. Like every one else, he had bought chiefly with promises to pay, and his paper in the three banks aggregated a sum equal to a frugal New Hampshire competence. "How long have I got?" was the laconic wire which he sent to Loring, the secretary of the Western Pacific Advisory Board in Boston, from whom his hint had come. And when Loring replied that the grading and track-laying contracts were already awarded, there was at least one "long" on the Gaston real estate exchange who wrought desperately night and day to "unload". As it turned out, the race against time was both a victory and a defeat. On the morning when the _Daily Clarion_ sounded the first note of public alarm, David Kent took up the last of his bank promises-to-pay, and transferred his final mortgaged holding in Gaston r-
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